At Logical Insurance Solutions, located in Fort Myers, Florida, we understand that standard insurance coverage may not address every unique need you have. That's why we offer a range of individual supplemental insurance plans to ensure you have comprehensive protection. Supplemental insurance is designed to cover gaps that your primary insurance may not, giving you peace of mind when unexpected expenses arise.
What is Supplemental Insurance?
Supplemental insurance provides additional coverage beyond your existing policies, helping to offset costs that are not covered by your primary insurance. These plans are particularly useful for covering out-of-pocket expenses such as copayments, deductibles, and services not included in your standard insurance.
Types of Individual Supplemental Insurance
Accident Insurance
Personal accident insurance plans are available to help with costs that stem from a covered accident. Medical insurance pays the doctors, hospitals, etc., but who pays the deductible, co-payments, and other related expenses not covered by the medical plan? Some accident insurance plans have emergency treatment, follow-up treatment, hospital confinement, intensive care confinement, ambulance benefits, physical therapy, surgical benefits, and much more. Some of these plans do not have coordination of benefits; the benefit may be paid to the policyholder, not the medical institution, so you can choose to pay these extra expenses with the plan benefits received. These plans may be renewable for life.
Cancer Insurance
Personal cancer insurance plans are designed to help offset the high cost of cancer care that may not be paid for by medical insurance policies, deductibles, co-payments, and other non-medical-related expenses. Some plans may include a First Occurrence Benefit, Hospital Confinement Benefit, Radiation and Chemotherapy Benefit, Experimental Cancer Treatment Benefit, Immunotherapy Benefit, Nursing Services Benefit, Skin Cancer Surgery Benefit, Reconstructive Surgery Benefit, Bone Marrow Transplantation Benefit, Stem Cell Transplantation Benefit, Extended-Care Facility Benefit, Hospice Benefit, Home Health Care Benefit, and much more. Personal cancer insurance is available to qualified individuals. Some of these plans do not have coordination of benefits; the benefit may be paid to the policyholder, not the medical institution, so you choose to pay these extra expenses with the plan benefits received. These plans may be renewable for life.
Other Categories
Supplemental Insurance Plans: You make the choice as to which plans you feel are a value to you and which plans you can afford to purchase. Some supplemental insurance plans do not have coordination of benefits; the benefit may be paid to the policyholder, not the medical institution, and is renewable for life. These plans are individually underwritten, and not everyone may qualify for all plans.
Specified Health Insurance:
- Heart Attack & Coronary Artery Bypass Surgery
- Stroke
- End-Stage Renal Failure
- Major Human Organ Transplant
- Major Third-Degree Burns
- Comma
- Hospital Confinement
- Personal Sickness
- Vision
- Dental Insurance
- Intensive Care
- Long-Term Care
- Life Insurance
Benefits of Supplemental Insurance
Supplemental insurance plans are crucial for filling gaps in your coverage, providing you with financial support during unexpected health events. These plans offer flexibility in choosing coverage that aligns with your needs, ensuring you have protection where it matters most.
Contact Our Team Today
Ready to enhance your coverage with our individual supplemental insurance plans? Contact Logical Insurance Solutions today at 239-362-0855 to explore the options that best fit your lifestyle and needs. Our experienced team is here to guide you through the process, providing expert advice and personalized service.