Supplemental Insurance & Disability Insurance

Why Offer?

Supplemental insurance helps reduce the impact of financial burdens in case of a serious accident or illness.  Some Supplemental Insurance plans do not have coordination of benefits, the benefit may be paid directly to you the policy holder not the medical institution,  and may be renewable for life.  These plans are individually underwritten and not everyone may qualify for all plans.

Accident Insurance

Personal Accident Insurance plans are available to help with costs that stem from a covered accident.  Medical insurance pays the doctors, hospitals, etc. but who pays the deductible, co-payments and other related expenses not covered by the medical plan?  Some Accident insurance plans have Emergency Treatment, Follow-up Treatment, Hospital Confinement, Intensive Care Confinement, Ambulance Benefit, Physical Therapy, Surgical Benefit and much more.  Some of these plans do not have coordination of benefits, the benefit may be paid to the policy holder not the medical institution so you can choose to pay these extra expenses with the plan benefits received.  These plans may be renewable for life.

Cancer Insurance

Personal Cancer Insurance plans are designed to help offset the high cost of cancer care that may not be paid for by medical insurance policies, deductibles, co-payments and other non-medical related expenses.  Some plans may include a First Occurrence Benefit,  Hospital Confinement Benefit, Radiation and Chemotherapy Benefit, Experimental Cancer Treatment Benefit, Immunotherapy Benefit, Nursing Services Benefit, Skin Cancer Surgery Benefit, Reconstructive Surgery Benefit, Bone Marrow Transplantation Benefit, Stem Cell Transplantation Benefit, Extended-Care Facility Benefit, Hospice Benefit, Home Health Care Benefit and much more. Personal Cancer Insurance is available to qualified individuals. Some of these plans do not have coordination of benefits, the benefit may be paid to the policy holder not the medical institution so they you choose to pay these extra expenses with the plan benefits received.  These plans may be renewable for life.

Other Categories

Supplemental Insurance plans: you make the choice as to which plans you feel are a value to you and which plans you can afford to purchase.  Some Supplemental Insurance plans do not have coordination of benefits, the benefit may be paid to the policy holder not the medical institution,  and renewable for life.  These plans are individually underwritten and not everyone may qualify for all plans.

• Specified Health Insurance  -

• Heart Attack & Coronary Artery Bypass Surgery

• Stroke

• End-Stage renal Failure

• Major Human Organ Transplant

• Major Third-Degree Burns

• Coma

• Plus much more

• Hospital Confinement

• Personal Sickness

• Vision

• Dental Insurance

• Intensive Care

• Long Term Care

• Life Insurance